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Notes to the Consolidated Financial Statements
(Thousands of US dollars)
39
Dar Al-Maal Al-Islami Trust
Annual Report 2014
4. Financial instruments
(continued)
The table below presents the cash flows payable by the Group under
financial liabilities by remaining contractual maturities at the statement of
financial position date. The amounts disclosed in the table are the contractual
undiscounted cash flows, whereas the Group manages the inherent liquidity risk
based on expected cash inflows.
At 31 December 2014
Up to
One-three
Three-twelve
One-five
Over five
Total
one month
months
months
years
years
Liabilities
Customer current accounts
1,397,603
-
-
-
(668) 1,396,935
Customer investment accounts
1,369,745 187,705 367,654 40,919 5,621 1,971,644
Due to banks and financial
institutions
879,918 166,128 371,739 54,214 21,964 1,493,963
Investments from off-balance
sheet funds
-
-
30,281 109,863
-
140,144
Accounts payable
702,745
498 69,044 31,833 9,154 813,274
Total liabilities liquidity risk
4,350,011 354,331 838,718 236,829 36,071 5,815,960
Total assets (less discounting)
liquidity risk
1,392,997 1,069,110 1,191,491 1,425,919 1,822,852 6,902,369
At 31 December 2013
Liabilities
Customer current accounts
1,271,230
-
-
-
(669) 1,270,561
Customer investment accounts
1,240,991 186,162 339,969 87,237 1,410 1,855,769
Due to banks and financial
institutions
713,275 64,185 537,428 19,660
-
1,334,548
Investments from off-balance
sheet funds
-
1,178 72,321 200,680
-
274,179
Accounts payable
830,306 2,653 68,073 23,819 12,988 937,839
Total liabilities liquidity risk
4,055,802 254,178 1,017,791 331,396 13,729 5,672,896
Total assets (less discounting)
liquidity risk
1,513,839 1,073,225 912,194 1,274,445 1,912,102 6,685,805