Microsoft Word - DMIT FINANCIAL STATEMENTS 2025-Final draft.

Dar Al-Maal Al-Islami Trust NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS For the year ended 31 December 2025 in thousands of USD 61 41. Maturities of assets and liabilities The maturity profiles of assets and liabilities of the Group are as follows: Up to one month One-three months Three- twelve months One-five years Over five years Total At 31 December 2025 Cash and cash equivalents 430,781 - - 2,006 - 432,787 Cash at Central Bank – statutory reserve 46,343 - - - - 46,343 Placements with Islamic financial institutions 193,617 - - - - 193,617 Investment securities carried at FVTPL - - 5,714 - - 5,714 Investment securities carried at FVOCI 1,817 - 588,106 1,745,620 100,617 2,436,160 Investment securities carried at amortised cost - - - 19,782 - 19,782 Investments in financings 478,367 425,091 1,177,641 814,040 376,640 3,271,779 Accounts receivable and other financial assets 134,816 31,930 34,852 245,828 15,973 463,399 Investment properties - - - 295,652 - 295,652 Development properties - - - 181,776 - 181,776 Investments in associates - - 108,580 - - 108,580 Property, equipment and right-of-use assets 3,214 8 40,750 53,285 159,703 256,960 Intangible assets - - 3,872 8,638 114,861 127,371 Total assets 1,288,955 457,029 1,959,515 3,366,627 767,794 7,839,920 Accounts payable 121,697 119,196 50,182 15,852 70,529 377,456 Current tax payable 58 - - - - 58 Due to customers 4,744,311 410,392 503,637 58,437 209,103 5,925,880 Due to banks 290,407 122,112 65,726 119,455 510,905 1,108,605 Provisions - - 21 1,938 67,541 69,500 Deferred tax liabilities - - 17,172 - - 17,172 Total liabilities 5,156,473 651,700 636,738 195,682 858,078 7,498,671 Net liquidity gap (3,867,518) (194,671) 1,322,777 3,170,945 (90,284) 341,249 At 31 December 2024 Total assets 1,166,133 727,714 970,348 3,146,080 1,084,095 7,094,370 Total liabilities 5,062,370 286,171 866,335 104,922 447,593 6,767,391 Net liquidity gap (3,896,237) 441,543 104,013 3,041,158 636,502 326,979 The customer current and investment account and due to banks, although contractually short term in nature, tend to be renewed on maturity and expected to remain with the Group for a longer term.