Annual Report 2024

Dar Al-Maal Al-Islami Trust NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS For the year ended 31 December 2024 in thousands of USD 32 4. Financial instruments (continued) B. Financial risk management (continued) ii. Market risk (continued) (b) Profit rate risk (continued) At 31 December 2024 Up to one month One- three months Three- twelve months One-five years Over five years Non rate sensitive Total Assets Cash and cash equivalents and statutory reserve 21,464 - - 2,207 - 443,980 467,651 Investments with Islamic institutions - - - - - 118,194 118,194 Investment securities carried at FVTPL 4,450 4,450 4,450 2,504 - - 15,854 Investments in financings 1,695,004 329,455 296,025 83,660 106,332 11,094 2,521,570 Investment securities carried at amortised cost - - - 24,891 - - 24,891 Investment securities carried at FVOCI 384,848 238,532 1,532,874 340,021 31,105 76,540 2,603,920 Accounts receivable and other assets 2,142 534 3,485 8,568 18,025 47,282 80,036 Total financial assets 2,107,908 572,971 1,836,834 461,851 155,462 697,090 5,832,116 Liabilities Due to customers, banks and other financial institutions 1,751,446 103,167 422,073 1,060,165 817,924 2,038,395 6,193,170 Debt Securities in Issue - - - - - - - Accounts payable - - - - - 375,920 375,920 Total financial liabilities 1,751,446 103,167 422,073 1,060,165 817,924 2,414,315 6,569,090 356,462 469,804 1,414,761 (598,314) (662,462) (1,717,225) (736,974)