DMIT_Annual_Report_2018_EN

N OTES TO THE C ONSOLIDATED F INANCIAL S TATEMENTS (Thousands of US dollars) Dar Al-Maal Al-Islami Trust 79 26. Fee and commission income 2018 2017 Arrangement fees 2,364 3,404 Guarantee fees 1,456 1,452 Documentary credit fees 4,063 1 Structuring fees and commissions - 3,324 Other fees from banking services 40,849 39,489 48,732 47,670 27. Income from investments 2018 2017 Investment securities held to maturity 10,176 16,182 Investment securities at FVOCI 1,240 2,229 11,416 18,411 Income from investment represents a mixture of dividend and profit rate income. 28. Other income 2018 2017 Fair value (loss)/gain on investment properties (Note 13) (6,769) 26,622 Rental income from investment properties (Note 13) 4,452 3,958 Gain/(loss) on disposal of investment properties 1,583 (12,993) Other 5,306 5,580 4,572 23,167 29. Staff costs 2018 2017 Salaries 70,192 81,020 Social security and other statutory costs 2,345 2,947 Pension and end of service 9,317 5,990 Other benefits 11,014 11,374 92,868 101,331 Other benefits include housing allowance, home leave, relocation expense, medical and health expense, training, severance costs and end of service benefit costs. 30. General and administrative expenses 2018 2017 Office expenses 45,697 49,906 Professional fees 16,079 15,038 Other 37,806 31,202 99,582 96,146

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