DMIT Annual Report 2017

N OTES TO THE C ONSOLIDATED F INANCIAL S TATEMENTS (Thousands of US dollars) Dar Al-Maal Al-Islami Trust 44 4. Financial instruments (continued) The table below presents the cash flows payable by the Group under financial liabilities by remaining contractual maturities at the statement of financial position date. The amounts disclosed in the table are the contractual undiscounted cash flows, whereas the Group manages the inherent liquidity risk based on expected cash inflows. At 31 December 2017 Up to one month One-three months Three-twelve months One-five years Over five years Total Liabilities Customer current accounts 1,771,500 - - - - 1,771,500 Customer investment accounts 2,030,360 272,774 364,177 2,636 - 2,669,947 Due to banks and financial institutions 783,579 131,392 197,477 21,972 13,571 1,147,991 Investments from off-balance sheet funds - - 3,181 - - 3,181 Derivative Financial instruments - - - 39,912 - 39,912 Deferred Income - - 315 1 - 316 Accounts payable 270,892 4,111 101,620 28,732 1,578 406,933 Total liabilities liquidity risk 4,856,331 408,277 666,770 93,253 15,149 6,039,780 At 31 December 2016 Up to one month One-three months Three-twelve months One-five years Over five years Total Liabilities Customer current accounts 1,581,112 - - - - 1,581,112 Customer investment accounts 2,211,719 305,272 461,077 12,037 479 2,990,584 Due to banks and financial institutions 796,693 108,313 207,829 31,544 5,734 1,150,113 Investments from off-balance sheet funds - - 28,285 - - 28,285 Derivative Financial instruments - 8 - - - 8 Deferred Income - - 196 5 - 201 Accounts payable 216,172 32,176 22,559 46,401 3,717 321,025 Total liabilities liquidity risk 4,805,696 445,769 719,946 89,987 9,930 6,071,328