DMIT Annual Report 2017

N OTES TO THE C ONSOLIDATED F INANCIAL S TATEMENTS (Thousands of US dollars) Dar Al-Maal Al-Islami Trust 42 4. Financial instruments (continued) At 31 December 2016 Up to one month One-three months Three-twelve months One-five years Over five years Non rate sensitive Total Assets Cash and bank balances 412,336 52,271 - - - 458,771 923,378 Investments with Islamic institutions 124,003 - 6,137 179 - 17 130,336 Trading securities 4,880 4,176 9,911 7,768 275 - 27,010 Investments in financings 328,399 292,743 591,113 624,448 197,366 - 2,034,069 Investment securities 2,721 381,481 875,944 218,250 100,865 232,055 1,811,316 Other assets 242 479 3,773 - - 283,771 288,265 Total financial assets 872,581 731,150 1,486,878 850,645 298,506 974,614 5,214,374 Liabilities Due to customers, banks and other financial institutions 1,807,551 442,474 780,878 506,399 617,314 1,595,478 5,750,094 Other liabilities 198 811 515 - - 319,501 321,025 Total financial liabilities 1,807,749 443,285 781,393 506,399 617,314 1,914,979 6,071,119 Total repricing gap (935,168) 287,865 705,485 344,246 (318,808) (940,365) (856,745) At 31 December 2017 USD EUR PKR BHD AED Total net profit rate exposure in the consolidated statement of financial position 342,850 357,226 983,082 410,691 310,324 Reasonable shift (+/-) 0.9% 0.25% 0.74% 1.40% 0.35% Total effect on loss (+/-) 3,086 893 7,275 5,750 1,086 At 31 December 2016 Total net profit rate exposure in the consolidated statement of financial position 170,548 287,039 1,449,524 337,587 297,466 Reasonable shift (+/-) 0.62% 0.02% 0.53% 0.20% 0.30% Total effect on loss (+/-) 1,057 43 7,682 675 892 The basis for calculation of the reasonable shift is arrived at by comparing the interbank lending rate at the beginning and the end of the period.