Notes to the Consolidated Financial Statements
(Thousands of US dollars)
39
Dar Al-Maal Al-Islami Trust
Annual Report 2013
4. Financial instruments
(continued)
The table below presents the cash flows payable by the Group under
financial liabilities by remaining contractual maturities at the statement of
financial position date. The amounts disclosed in the table are the contractual
undiscounted cash flows, whereas the Group manages the inherent liquidity risk
based on expected cash inflows.
As at 31 December 2013
Up to
One-three
Three-twelve
One-five
Over five
Total
one month
months
months
years
years
Liabilities
Customer current accounts
1,271,230
-
-
-
(669) 1,270,561
Customer investment accounts
1,240,991 186,162 339,969 87,237 1,410 1,855,769
Due to banks and financial
institutions
713,275 64,185 537,428 19,660
-
1,334,548
Investments from off-
balance sheet funds
-
1,178 72,321 200,680
-
274,179
Accounts payable
830,306 2,653 68,073 23,819 12,988 937,839
Total liabilities liquidity risk
4,055,802 254,178 1,017,791 331,396 13,729 5,672,896
Total assets (less discounting)
liquidity risk
1,513,839 1,073,225 912,194 1,274,445 1,870,823 6,644,526
As at 31 December 2012
Liabilities
Customer current accounts
1,193,726
-
-
-
-
1,193,726
Customer investment accounts
1,234,982 209,121 397,488 65,549
605 1,907,745
Due to banks and financial
institutions
702,728 124,085 418,321 73,816 5,240 1,324,190
Investments from off-
balance sheet funds
47 1,229 47,967 198,540 2,446 250,229
Accounts payable
671,891 2,398 83,097 7,880 31,303 796,569
Total liabilities liquidity risk
3,803,374 336,833 946,873 345,785 39,594 5,472,459
Total assets (less discounting)
liquidity risk
1,524,641 416,785 1,156,857 1,390,493 2,081,580 6,570,356
