Notes to the Consolidated Financial Statements
(Thousands of US dollars)
39
Dar Al-Maal Al-Islami Trust
Annual Report 2012
4. Financial instruments
(continued)
The table below presents the cash flows payable by the Group under
financial liabilities by remaining contractual maturities at the statement of
financial position date. The amounts disclosed in the table are the contractual
undiscounted cash flows, whereas the Group manages the inherent liquidity risk
based on expected cash inflows.
As at 31 December 2012
Up to
One-three
Three-twelve
One-five
Over five
Total
one month
months
months
years
years
Liabilities
Customer current accounts
1,193,726
-
-
-
-
1,193,726
Customer investment accounts
1,234,982 209,121 397,488 65,549
605 1,907,745
Due to banks and financial
institutions
702,728 124,085 418,321 73,816 5,240 1,324,190
Investments from off-
balance sheet funds
47 1,229 47,967 198,540 2,446 250,229
Accounts payable
671,891 2,398 83,097 7,880 22,033 787,299
Non-current liabilities held for sale
-
-
-
-
-
-
Total liabilities liquidity risk
3,803,374 336,833 946,873 345,785 30,324 5,463,189
Total assets (less discounting)
liquidity risk
1,524,641 416,785 1,156,857 1,390,493 2,081,580 6,570,356
As at 31 December 2011
Liabilities
Customer current accounts
792,082
-
-
-
-
792,082
Customer investment accounts
767,933 117,545 337,512 418,072 295,916 1,936,978
Due to banks and financial
institutions
808,158 140,614 401,179 59,614 218,483 1,628,048
Investments from off-
balance sheet funds
7,852 1,364 31,569 196,442
-
237,227
Accounts payable
674,148 1,260 36,454 7,993 55,797 775,652
Non-current liabilities held for sale
3
-
-
-
-
3
Total liabilities liquidity risk
3,050,176 260,783 806,714 682,121 570,196 5,369,990
Total assets (less discounting)
liquidity risk
1,334,928 527,719 1,432,780 1,019,855 2,124,833 6,440,115
